AI Reshaping the Corporate Credit Market
April 15, 2026—The momentum to infuse artificial intelligence throughout the economy is likely to reshape not only the job market, but also power centers and credit markets.
Many observers refer to this as the “AI revolution”—the transformational, massive adoption of AI and machine learning to automate tasks. It’s a movement that represents a sea change in the workplace, business models, and the credit markets.
Already, the AI disruption is impacting corporate credit, according to a new analysis by Moody’s Analytics Asset Management Research. The firm is adjusting its modeling for evaluating corporate credit risks and signaling that “a tipping point” is near.
The report, Falling defaults, rising fragility, projects that U.S. corporate default rates are likely to decline through 20...










