Big Tech, Digital Economy, Domestic Politics: United States, Finance, Banks, Cryptocurrency, Metals, Types of News: Brief
Risk and Rewards of Bank Deregulation in Trump 2.0
Trump’s Changes Boost Big Banks and AI Carry Market Risks
November 3, 2025—Deregulation of industry is a significant feature of Trump 2.0. In his second term, President Donald Trump is signing executive orders and presidential memoranda that require agencies to pause, review, or repeal rules affecting energy production, air quality, environmental protection, and banking. In the financial sector, the Trump administration is:
Reducing the amount of cash banks need to hold (a.k.a. capital requirements).
Cutting certain exam requirements for small, community banks effective Jan. 1, 2026. These relate to the National Flood Insurance Program, fair lending risk assessments, and other regulatory requirements. (See the Office of Comptroller of the Currency, https://occ.gov/news-issuances/...










